Jump to content
Welcome to the Reel Boating Forum.
From Trailer Boaters to Captains to Marine Industry Professionals, the Reel Boating Forum welcomes you to join in with other boaters and fishermen discussing topics including sportfishing, marine electronics, boating safety, boat engines and more.
Use our FREE boat classifieds to sell your boat or fishing gear.
Marine Industry Vendors are also welcome to register a username and freely post their products or services

Sea N Double

Registered
 View Profile  See their activity

  • Posts

    66

  • Joined

  • Last visited

 Content Type 

Posts posted by Sea N Double

  17. Boaters world

    in Boating and Fishing Discussion

    Posted

    Store in Miami, Fl has everything @ 30% to 50% off, but its all really still 10% and some 30%, nothing 50%, like some else mentioned in there post prices were jacked up..

    Today I compaired prices with other local stores and I can get a better deal there than at BW...... :471_confused_face::471_confused_face:

  18. Madoff Yacht Seized!

    in Boating and Fishing Discussion

    Posted

    I know that boat has heritage and all that yada,but you could'nt give it to me ,would'nt want the headache with all that wood work. Personally,I think that particular Rybo is ugly,I do love some of them though.I'll stick with my no heritage and less maintenance Hatteras. :wacko:

    I dont think Madoff was either worried about the maintenance nor doing it himself....

  19. Introductions

    in Boating and Fishing Discussion

    Posted

    Name is Alex, 42 years young..

    Married for ten years to wife Cristy....

    Have two kids, twin 4 year old boy and girl, names are Xander and Zoe...

    Owner of a Public Adjusting Firm..

    Location, Miami, Fl, also have a summer home in the Fl Keys, which we go to every weekend in the summer..

    Love to spend time with family and friends, take my kids fishing , fish every chance I get which I make sure I get plenty of chances..

    Fishing grounds, Miami, Florida keys, and Bahamas.... :605_thumbs_up:

  22. Florida Home Owners Insurance

    in Boating and Fishing Discussion

    Posted

    Ha! I Because I live on the water in South Florida I have no choice but to have Citizens for my windstorm. I pay 3K a year just for the wind with Citizens. When Hurrican Wilma came through I had some minor damage. All in all about 6K total and 3K of that was for some roof damage. The A-Hole Citizens adjuster came out and made me feel good about everything.

    Low and behold I get $368.00 to replace 400 SF of roof! It took over a year of phone calls and a public adjuster to get was was promised, then I had to give a good chunk of that to the adjuster. Citizens are nothing but crooks given legal means to extort money from us.

    You guys are so on the money, these Ins adjusters come in and really nice and make you feel everything is just going to be great...

    Then when they get back to the office they either deny your claim or pay you peanuts compared to the real damages...

  23. Florida Home Owners Insurance

    in Boating and Fishing Discussion

    Posted

    Hey !!! Chris I went through the same with another company (southern oak) at the same time....

    Before my story, bare in mind that at that time I was just a brand new first time homeowner, with no experience whatsoever on home insurance.

    To make the story short.

    My roof got 10 leaks, due to the hurricane, so I call my agent to file a claim... the broker give me the foot and send me to do my own work with the ins co.

    Without knowing... I said "what the heck, I'll do it", call the ins co, file the claim, adjuster came, very nice and friendly guy that agreed with everything... 2 weeks later I got a letter denying everything because of "regular wear and tear"

    Not knowing any better... thinking that I was screwed and wanting to move on, I started to fix the roof.

    At the same time, 13 of my other neighbors that had citizens got "NEW METAL ROOF!!!!!!"

    4 years later and with more experience, I learned my lesson and this time around I hired a Public adjustor to handle 2 claims that I have (water damage, and floor damage) best 20% commission I've ever paid......

    They do not fool around.. and the ins co know it... if the claim is valid, these guys will make you whole and maybe a little bit better, even after their commison and the deductible. They know, what to say, when, How, and to who.

    The more you got, the more they get, so they will fight for every cent....

    I do not know if you can still reopen your claim since is old, but if you want to give it a try, let me know and I'll give you the number for this guy...

    Bottom line: common perception is that we pay a monthly premium so they cover you and pay you if you ever have a claim.

    BUT THE TRUTH IS

    we pay the Ins co, so they can fight us and try not to pay us when we have a claim knowing that most home owners do not know how or what to exactly say when filing a claim, ergo they will find that little technicality to deny the claim...

    So we pay another guy, a Public adjustor, (that knows where and how to hit the ins co) so they get maybe twice the money that the ins co was supposed to give us if they would have paid the claim the first time.

    YES, you can re-open an old hurricane claim !!!!!!!!!!!! Your also right emudryj, those are the best 20% you can pay for this type of situation.... I know im in the buisness...

×
×
  • Create New...